Our services are based on an intelligent translation of your needs.
We are aware of your need for value, in both the delivery of our services and purchasing your insurance at the right price.

Our clients receive a range of services, including:

+ Helping to understand and decide on the appropriate insurance policy
+ Identification of risks and discussion on appropriate insurance strategies
+ Co-ordinating specialist risk management solutions
+ Designing specialist cover for various sectors
+ International insurance
+ Dealing with all aspects of claims

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Household 
Insurance
Medical
Insurance
Portuguese 
and UK registered 
vehicles
Commercial 
Insurance
Travel 
Insurance
Life/Pension 
and mortgage 
protection
Household 
Insurance

Although the Algarve has a relatively low crime rate, it is highly recommended to have building & contents insurance in order to protect your most valuable possessions. Our multirisks policies also cover many other eventualities such as damage due to storms, lightening, floods, fire etc. We work with many companies and we will be able to find the right policy for your needs.  

Covers:

- Public Liability with rentals;

- Accidental damage;

- Outside garden furniture;

- Jewellery (all risks);

- Works of art & antiques.

Medical
Insurance

As the Portuguese Health Service can incur lengthy delays for appointments and treatments, it is of great benefit to have private health insurance. Private health insurance enables you to gain quick access to high quality medical facilities / specialists. We work with a variety of companies who provide various levels of cover in Portugal and throughout Europe.

Benefits:

 - Area of cover available: Portugal / Europe / Worldwide;

 - In-Patient and Out-Patient Cover;

- Dental Treatment / Pregnancy / Evacuation & Repatriation as optional extras;

 - Age Limits for Joining: 0 to 79 years.


Portuguese 
and UK registered 
vehicles

We can provide various levels of cover for both Portuguese and UK registered vehicles, all of which include breakdown recovery service. As we work with various companies, we can investigate the options and find the most competitive price for the type of policy you require.

Having a car accident can be a very traumatic experience, especially when you don’t speak the language. We will help you through the claim process and liaise with the companies on your behalf.

Covers to considere:

 - Public Liability;

 - Travel assistance;

 - Replacement vehicle in case of a breakdown/claim;

 - Malicious damage  or vandalism;

 - Different excesses available.

Commercial 
Insurance

If you are a business owner or employer in Portugal there are a number of insurance policies which you are required to have by law. Please contact us to help guide you through this and provide you with a competitively priced policies, for your business requirements. Ex;

Different types of insurance available:

- Workers compensation policy;

- Public Liability.

Travel 
Insurance

Travel insurance may seem to some as an unnecessary expense, however situations can easily occur which could lead to a claim. Travel insurance policies provide many covers, such as cancellation cover, emergency medical expenses and travel delay. It also offers 24 hour assistance should you need it.

Benefits:

 - Annual and Single Trip policies;

 - European / Worldwide Cover;

 - Single Trip policies available up to age 85;

 - Winter sports and golfers cover available.

Life/Pension 
and mortgage 
protection

Many people do not like to think about themselves or a family member passing away. It is extremely important however, to ensure you have financial arrangements in place should the worse happen. The insurance companies we work with provide a variety a products which provide financial assistance to your family in the event of your death or permanent disability which sometimes can be more devastating.

Very  competitive rates for your mortgage protection policy are available. Not only  ensuring your mortgage is paid for is important,  but  providing inheritance for your family to enable them to continuing cover their on-going living costs too.  

We can also provide a range of Pension products. Please contact us to talk about the range of products / options available.

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